Who oversees the enforcement of the Fair Housing Act?

The Department of Housing and Urban Development (HUD) is responsible for overseeing the enforcement of the Fair Housing Act. This act was established to eliminate discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability. HUD plays a critical role in ensuring compliance with this law by investigating complaints, advocating for fair housing practices, and providing education and outreach regarding fair housing rights. They also administer various programs and initiatives aimed at promoting fair housing and addressing issues related to housing discrimination.

In contrast, the other agencies mentioned do have important roles in their respective areas, but they do not oversee the Fair Housing Act. The Consumer Financial Protection Bureau focuses primarily on protecting consumers in the financial sector, the Federal Trade Commission enforces laws against unfair competition and fraud, and the Equal Employment Opportunity Commission handles discrimination in employment, not housing. Hence, the correct answer emphasizes the specific role of HUD as the agency tasked with the enforcement of the Fair Housing Act.