Which data is NOT collected for HMDA monitoring?

The correct answer is that family size is not collected for Home Mortgage Disclosure Act (HMDA) monitoring. HMDA was enacted to gather information on mortgage lending patterns and ensure that lending practices are non-discriminatory. To fulfill this purpose, several specific data points must be collected, which include the applicant's race, sex, and national origin. These data points are essential in assessing whether lenders are treating all applicants fairly and in compliance with fair lending laws.

Family size does not factor into the core data set required by HMDA. While family size might influence an applicant's financial situation and borrowing ability, it is not deemed necessary for tracking discrimination or evaluating lending practices under HMDA. Thus, it is excluded from the list of mandatory data points for HMDA monitoring.