What document requires that all compensation for real estate broker and mortgage broker be disclosed?

The Closing Disclosure is the correct document because it requires that all compensation for real estate brokers and mortgage brokers be clearly disclosed. This document provides a detailed breakdown of the closing costs associated with a mortgage transaction, including the fees paid to brokers. The intent of the Closing Disclosure is to ensure transparency in the closing process, allowing borrowers to see exactly what they are paying for and to whom.

Other documents, such as the Good Faith Estimate and the Truth in Lending Statement, serve specific purposes related to estimating costs and providing information about the terms of the loan, respectively, but they do not comprehensively enumerate the compensation to real estate or mortgage brokers in the same manner as the Closing Disclosure. The HUD Settlement Cost Booklet, while informative, does not serve as a disclosure document about compensation. Thus, the Closing Disclosure stands out as the document that fulfills the requirement for transparency regarding broker compensation.