Under the Fair Housing Act, which of the following is NOT considered a protected class?

Prepare for the MLO Federal Laws Exam with comprehensive questions and hints. Master federal mortgage loan laws and ensure your success with detailed explanations and flashcards.

The correct answer highlights that age is not explicitly considered a protected class under the Fair Housing Act, except in the context of familial status. The Fair Housing Act was established to prevent discrimination in housing on the basis of specific characteristics, which include race, color, national origin, religion, sex, disability, and familial status.

While age can be a factor in housing discrimination in certain contexts, it is not a standalone protected category within this particular act. Familial status refers to the presence of children under the age of 18, and while older individuals might be protected from age-related discrimination under different laws, such as the Age Discrimination Act, this does not apply to the Fair Housing Act without being associated with familial status.

Thus, the choices provided—race, gender, and religion—are all recognized protected classes under the Fair Housing Act. The distinction regarding age helps to clarify the scope of the law, as it is based on the established protections and the specific wording of the Fair Housing Act.

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